Importance of Having Insurance

A variety of expenses can burden loved ones in the event of lost life, including mortgage and other loans, child care and education. Without proper life insurance coverage, a major change in lifestyle and/or standard of living may be required to meet expenses. If you recognize the need for life insurance but have been delaying the purchase, consider the costs associated with waiting.

• No one knows when the unexpected can occur. While unexpected loss isn't part of anyone's personal plans, it should always be considered in our financial plans.
• The younger and healthier you are, the better your rates will typically be.
• With permanent life insurance, account values have the potential to accumulate over the long-term, which can result in the ability to take loans or withdrawals from the policy's cash value, if necessary, and possibly even skip premium payments. Time is on your side.

Our Products

Life Insurance

• Education Fund
• Long Term Care
• Retirement Savings Plans
• Return of Premium Life
• Survivorship Life
• Term Life
• Universal Life
• Whole Life

Health Insurance

• Dental Insurance
• Family Health Insurance
• Group Health Insurance
• Individual Health Insurance
• Medicare
• Travel Insurance